Selling Insurance without a Marketing Degree

Recently, John Heath from Colonial Life Insurance visited our Marketing Management class one morning. He has no degree in business, yet he is a great salesman. He and his assistant presented practical information for those wanting to get into sales. I, for one, do not want to venture into that field. Personally, the thought of speaking with people face-to-face, trying to get them to buy a product, terrifies me. But, to each his own, right?
Dr. Green has been reiterating to the class the idea that a person needs to be likeable and trustworthy in order to sell a product to someone. John definitely had those qualities about himself. He was friendly, explained things well, and seemed like he had your best interest in the forefront of his mind. David Mayer and Herbert M. Greenberg write, “Our basic theory is that a good salesman must have at least two basic qualities: empathy and ego drive” (2006). Along with being trustworthy and empathetic, a salesman must be driven. One of Heath’s maxims is that you can make as much money as you think you are worth. It is simply up to you to put in the time.

Heath’s primary role as an insurance salesman, it seems, is to promote awareness of his company’s product. Chernev explains, “Awareness reflects customers’ knowledge of the offering. Awareness can be generated by the company’s direct communications to its target customers…” (2014). Without awareness of your product, you have no market.

Heath explained the importance of getting as many “drops” as possible to contacts each week. It is called a drop because you are trying to “drop” your name and information to a certain business. The more times you contact a sales prospect, the more likely you are to get further with them in the sales process. “’No’ isn’t always a flat-out ‘no.’ Most of the time, it just means ‘not right now,’ so don’t be discouraged when you get a no. Be persistent,” Heath said.

This is what would scare me if I took a sales position. I do not like being told no. I feel as though my relationship with that person is hurt when they say no. I feel I cannot be as open with them.

Heath mentioned the book Fanatical Prospecting by Jeb Blount. He and his assistant both praised it as a very inspiring, easy read, and it is definitely something salespeople need to check out. So, in a perfect world, I will read that book and suddenly fall in love with sales. We shall see.

Auto Insurance and the Basics

Car insurance has become essential rather than just a luxury for many. Instead of just having the choice to benefit from comfort, there are numerous states in which auto insurance policies are requirements imposed by the respective state governments. The reason is to reduce (or completely eliminate) financial and personal losses.
Worst case scenario, you might be driving your car or truck, and you cause an accident that brings about major injuries to yourself as well as the persons mixed up in said accident, in addition to significant damage to both vehicles: Are you positive that your car insurance policy has adequate coverage to these damages, potential hospital bills, and possible litigation fees? By maintaining the right coverage and limits on your policy you may well be able to eliminate or reduce the likelihood of major financial catastrophe.

Online quotes are the fastest way to get cheap insurance. Find a website which offers quotes from many different companies simultaneously. Fill out the form, and answer any queries they could ask. Within seconds you’ll have the expense of the insurance coverage you are looking for from each of them. From there you can compare them and choose which you would like to purchase.

Insurers change from one state to another. Even large companies like Allstate, Progressive, Farmers and Nationwide may not insure drivers well in every single state. They might not be agreeable with state regulations or any other factors such as excessive fraud. Consumer could possibly get more information on insurers by checking J.D. Power and Associates ratings and company financial strength ratings with A.M. Best and Standard & Poor’s. Friends and family can even be a fantastic resource for picking an exceptional auto insurer in your state.

The combination of not enough company selection, losing the good driver discount and getting surcharged for each and every ticket can leave the consumer with rates double that regarding drivers with a driving history. It is, therefore, important that these drivers get multiple automobile insurance quotes. With a premium that’s double that relating to other drivers, the potential for saving could be also become well. The best way to receive multiple quotes and make sure you will get a competitive rate quote is to call a completely independent insurance agency with usage of numerous insurance agencies.